Solo
One bank account, good intentions, and zero appetite for a ledger.
$109/yr
Billed annually · about $9.08 a month
- Up to 2 connected bank accounts
- Automatic expense categorization
- Monthly profit and loss reports
- Receipt capture via mobile app
Pricing
Pick a number. Keep your afternoons.
Three plans, one billing rhythm: once a year. No meters ticking per transaction, no seat math at midnight. Find the tier that matches the number of accounts you actually have, then go do something more fun than reconciling.
All plans billed annually, in USD.
The whole menu
- Solo$109 /yr
- Growth$189 /yr
- Controller$309 /yr
Plans
Three plans, zero small print scavenger hunts.
Start where your business is today. Moving up later is a button, not a negotiation.
Growth
A handful of accounts, a pile of invoices, and a forecast worth reading.
$189/yr
Billed annually · about $15.75 a month
- Up to 10 connected accounts
- Real-time reconciliation
- 12-month cash flow forecasting
- Quarterly tax estimates
- Invoicing and payment tracking
Controller
Several entities, an accountant on call, and approvals that mean it.
$309/yr
Billed annually · about $25.75 a month
- Unlimited accounts and entities
- Multi-scenario forecasting
- Custom approval workflows
- Accountant collaboration seats
- Audit trail and priority support
Every plan includes read-only bank connections and year-end export.
Side by side
Every line item, laid flat on the table.
| What you get | Solo $109/yr | Growth $189/yr | Controller $309/yr |
|---|---|---|---|
| Connected bank accounts | Up to 2 | Up to 10 | Unlimited, plus entities |
| Automatic expense categorization | |||
| Monthly profit and loss reports | |||
| Receipt capture via mobile app | |||
| Real-time reconciliation | Not included | ||
| 12-month cash flow forecasting | Not included | Multi-scenario | |
| Quarterly tax estimates | Not included | ||
| Invoicing and payment tracking | Not included | ||
| Custom approval workflows | Not included | Not included | |
| Accountant collaboration seats | Not included | Not included | |
| Audit trail and priority support | Not included | Not included |
Your accountant would love a seat.
Controller is $309 a year and comes with collaboration seats, approvals and an audit trail.
Which one is you
Count your accounts, then count again.
The honest way to choose: look at what is actually going on in your business this month.
1–2
Accounts, and just you
One checking account, maybe a card. You want expenses sorted and a clean monthly P&L. That is Solo, at $109.
3–10
Accounts, invoices in flight
Clients owe you, payroll goes out on a rhythm, and you want to see next April before it arrives. That is Growth, at $189.
10+
Accounts, entities, an accountant
More than one company, approvals over a limit, and someone who needs to see who changed what. That is Controller, at $309.
Billing, plainly
The fine print, in large print.
Questions about money, answered before you have to ask.
What exactly am I billed for?
One annual charge for the plan you pick: $109 for Solo, $189 for Growth, or $309 for Controller. That is the whole bill. There are no per-transaction fees and no extra charge for read-only bank connections or year-end export.
When does the charge happen?
Once, when you choose your plan, and then again on the same date each year. A few days before every renewal, Fathom emails a reminder to the address on the account so the charge is never a surprise party.
Can I move to a different plan?
Yes. Pick a bigger plan when you add accounts, an accountant or a second entity, or a smaller one at renewal if your business got simpler. Your categorization rules, history and reports come along either way.
How do I cancel?
Open Plan and billing in your workspace and choose Cancel plan. Your books stay available through the end of the year you have paid for, and you can export everything before then. Nothing is held hostage.
What happens to my data if I leave?
Export your transactions, reports and audit trail whenever you like, including the filing-ready year-end package. Bank connections are read-only, so Fathom never moved a cent and has nothing to unwind.
Retire the shoebox. Hire a calmer month-end.
Solo from $109, Growth from $189, Controller at $309. Annual billing, one clear number.
Pick your plan