Lift the hood. Admire the plumbing.
Six capabilities and three promises, each shown on the screen where it actually lives. Fathom files your transactions, matches your bank, forecasts your cash, estimates your taxes, and seats your accountant, so month-end stops being an event.
Plans from $109 a year, billed annually.
Transactions that file themselves
Every charge arrives with a category, a confidence score, and a reason. Fathom reads the merchant, the amount pattern and your past corrections, then files what it's sure about and parks the rest in a short review queue.
- Fix a miss once and every lookalike follows, past and future
- Bulk-select, recategorize, and export without leaving the table
- Split a receipt across categories in two clicks
WorkflowMonday coffee: clear the queue, six rows at a time, then close the tab.
Reconciliation that never waits for month-end
Bank and card feeds are matched against your ledger the moment they land. Whatever doesn't pair up surfaces with a suggested partner and the exact size of the gap, so the difference line is a to-do list, not a mystery.
- One difference figure per account, always current
- Pending-at-bank items flagged so they aren't chased in vain
- Statement lock once an account ties out to the cent
WorkflowMatch the four stragglers on Friday afternoon and the month is already closed.
A twelve-month forecast that doesn't flinch
Fathom projects cash from your real bills, open invoices and payroll rhythm. Add a hire, a slow-paying client or a new lease as a scenario and watch the lowest balance move before you sign anything.
- Scenarios drawn side by side on a single chart
- The lowest point is flagged, with its date and balance
- Open invoices are weighted by how each customer actually pays
WorkflowBefore the lease conversation, toggle the scenario. Walk in knowing your April floor.
Liked the tour? The plans are shorter than this page.
Three plans, all billed annually, starting at $109 a year.
Quarterly taxes, minus the dread
Fathom estimates each quarter from your actual profit and tells you what to set aside while you're still earning it. At year-end, one export hands your accountant a filing-ready package instead of an apology.
- Set-aside tracker that moves with your profit
- Year-end readiness checklist, item by item
- PDF and CSV exports in the shape accountants ask for
WorkflowMove the set-aside amount when payouts land, not when the deadline does.
A seat for your accountant, not a shoebox
Invite them into a portal with comment threads, approval rules and a full audit trail of who changed what, when and why. The “who moved this?” conversation ends before it starts.
- Approval rules for anything over a limit you set
- Seats scoped to view, comment or export
- Every edit stamped with a name and a time
WorkflowLeave a question on the row. Your accountant answers on the same row.
Jump anywhere with ⌘K
One shortcut opens a command palette that finds any merchant, invoice, account or report and runs the action beside it. Heavy users never have to touch the sidebar, and everyone else finds it faster than the sidebar anyway.
- Search by merchant, amount, memo or date range
- Run actions like “Create rule” or “Export Q4” by name
- Every list is keyboard-navigable, start to finish
WorkflowType “pixel”, hit enter, correct the category, move on. Four seconds.
We can look at everything. We can move nothing.
Your books are the most candid document your business owns. Fathom is built to read them, never to touch the money.
Read-only connections
Bank and card links are view-only. Fathom has no credentials that can transfer, pay or withdraw, so a compromised login still cannot move a cent.
Encrypted end to end
Data is encrypted in transit and at rest. Sensitive fields, like account numbers, show only their last four digits everywhere in the app.
Seats with edges
Every teammate and accountant gets a role: view, comment, approve or export. Change a role in one click and it applies immediately.
A trail for every edit
Categories, rules, approvals and exports are logged with a name and a timestamp. Nothing changes silently, including the things Fathom changes itself.
Meets your team in the tabs they live in
Alerts, approvals and payouts travel to the tools your team already opens before coffee, so nobody has to remember one more login.
Boring in all the right places.
Feeds that heal
If a bank connection drops, Fathom retries quietly and tells you only when it needs you. Missed days are backfilled, not skipped.
Undo that goes deep
Every bulk action can be reversed from the toast or the audit trail. Experiment with a rule; take it back if it misbehaves.
Your data walks out
Export every transaction, rule and report as CSV any day of the year. Your books stay yours, plan or no plan.
The tour ends here. The tidy books start next.
Pick a plan, connect an account, and let Fathom do the part of bookkeeping nobody ever wanted.
Choose your plan